Help & support
Settle trades, receive contributions and earn interest with our cash management account, Commonwealth Direct Investment Account (CDIA), included with your trading account.
Gain exposure to specific sectors with over 2,000 ASX-listed shares and ETFs. Plus, explore other SMSF cash options available with a CDIA.
Enjoy $5 brokerage fee for trades up to and including $1,000 with no monthly fees or ongoing account charges when you settle through your SMSF's CDIA.
Get expert insights and Morningstar reports with CommSec. Plus, access live company data and quotes on Australian shares regardless of how often you trade.
With over 30 years of industry leading service and experience, CommSec is one of Australia's leading platform for online and mobile share trading.
Enjoy seamless integration between your CommBank and CommSec app and free access to market insights to help you manage your SMSF investments.
Below are the brokerage fees if you trade online via the CommBank app, are CHESS Participant Sponsored with CommSec and settle your trade to a CDIA1.
Monthly or ongoing fees
No monthly fees or ongoing account charges.
Other fees and costs
Other fees and costs may apply.
You can open an Australian Shares trading account for your SMSF if your trust is established in Australia and you have an Australian Business Number (ABN).
You can open an account if you're:
To open a CommSec Australian Share trading account for your SMSF, have the following information ready:
Note: By opening an SMSF CommSec Australian Shares trading account you'll also open an SMSF CDIA, which gives you easy access to your SMSF funds, discounted online brokerage and real-time fund transfers to your trading account.
To transfer your shares into CommSec account:
Once you begin the transfer, you'll be asked a series of questions about your shares.
You can transfer shares held with:
Important: For the transfer to be successful, the name and address registered on your holdings must match your CommSec account. If registration details differ by even one character, you'll need to change these details before completing the form. The transfer process normally takes 2-3 business days to complete.
You can use either the CommBank or CommSec app to trade and manage your SMSF CommSec Australian Shares account.
To view your SMSF accounts in the CommBank app:
Opening a CommSec account is free and there are no ongoing account-keeping fees. However, a brokerage fees does apply per trade and is tiered by trade value.
Trade amount | Cost1 |
Up to $1,000 (inclusive) | $5 |
Over $1,000 up to $3,000 (inclusive) | $10 |
Over $3,000 up to $10,000 (inclusive) | $19.95 |
Over $10,000 up to $25,000 (inclusive) | $29.95 |
Over $25,000 | 0.12% |
More ways to manage and invest your SMSF
Commonwealth Direct Investment Account (CDIA)
Manage contributions, expenses and investment settlements through a dedicated SMSF cash account.
SMSF Saver
Earn a high return on your SMSF savings while keeping instant access to your money whenever you need it.
CommSec International Shares Account
Invest in 13 international markets, including the US, Europe and Asia, with a CommSec International Shares account for your SMSF.
Call 13 15 19 Monday to Friday, 8am-6pm (Syd/Melb time)
SMSFs are complex and involve legal, administrative and compliance responsibilities. SMSF trustees (or directors of a corporate trustee) are responsible for managing the fund and ensuring it complies with all applicable requirements such as superannuation, tax and trustee obligations.
This information may include general advice but does not take into account your individual objectives, financial situation, needs or tax circumstances, and so you should consider the appropriateness of the advice having regard to your circumstances before acting on it. You should consider seeking independent professional financial, tax and/or legal advice before making any decision based on this information.
Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and TMX Australia Exchange Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.
The Commonwealth Direct Investment Account (CDIA) and CommSec Notice Investor are issued by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. These products are administered by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The target markets for the CommSec Notice Investor and Commonwealth Direct Investment Account can be found within the products' Target Market Determination, available at https://qar90.com/tmd.
You can view the CommSec Notice Investor Terms and Conditions, CommBank Transaction, Savings and Investment Account Terms and Conditions and Financial Services Guide on the CommBank website, and should consider them before making any decision about these products and services.
You can view the CommSec Share Trading Terms and Conditions, Best Execution Statement, and our CommSec Financial Services Guide and should consider them before making any decision about these products and services.
You can view the International Shares Terms and Conditions and our CommSec Financial Services Guide and should consider them before making any decision about these products and services.
Investing in overseas markets exposes you to risks including those related to movements in foreign currency exchange rates and market prices.
1 To be eligible, you must trade online, be CHESS Sponsored with CommSec and settle your trades through either a Commonwealth Direct Investment Account (CDIA) or CommSec Margin Loan. Trades linked to a settlement account from another financial institution and trades placed over the phone incur additional fees. See our rates and fees for more information.
Eligible CommBank transaction account can be an eligible Commonwealth Direct Investment Account (CDIA) or Private Bank Account (PBA) held by your self-managed superannuation fund. If you don't have an existing eligible transaction account, you will need to open a CDIA or PBA under the same name as your SMSF.
The Bank is authorised under the taxation laws to collect an Australian Business Number (ABN) or an exemption code. It is not an offence if you don't provide a TFN, an ABN or an exemption code, but by law, we may be required to withhold a portion of your interest earned on the account.
The target market for this product will be found within the product's Target Market Determination.
Please view our Financial Services Guide (PDF). Full terms and conditions for the transaction and savings accounts mentioned (PDF) and Electronic Banking (PDF) are available here or from any branch of the Commonwealth Bank.
